Saving Account
Saving Account
- Nomination facility for all deposit accounts.
- Computerized passbook for account holders.
- Minor children savings account available.
- 3% interest on Savings Bank deposits (as per RBI).
- Minimum balance ₹1000 for Cheque Book facility.
- Deposits insured up to ₹5 Lakh.
- Single / Joint accounts allowed.
- Comfortable and trustworthy banking services.
Rules & Regulations
- Fulfill KYC norms as per RBI guidelines.
- Provide valid proof during account opening.
- Guardian can open minor account (Birth proof required).
- Bank may freeze account if balance is insufficient.
- Keep cheque book & passbook safe.
- Interest calculated daily as per RBI.
- Cheque book charges applicable.
- Stop payment available if sufficient balance.
- Bank may set off, lien or modify rules anytime.
Features
- Instant passbook & cheque book issuance.
- RTGS / NEFT fast fund transfers.
- Outstation Bankers’ Cheque facility.
- SMS alerts & Any branch banking.
- Nomination facility.
- Interest 3.0% p.a.
- Minimal service charges.
- Mobile Banking & RuPay Debit Card.
- Payable “AT Par” cheques.
- Min Balance ₹500 (Without Cheque Book).
- Min Balance ₹1000 (With Cheque Book).
Special Savings Deposit
- Minimum balance ₹500; Cheque Book ₹1000.
- Interest 4.50% if balance ≥ ₹2 Lakh, else 3.00%.
- Valid Photo ID required.
- Passport / Driving License / Voter ID accepted.
- Address Proof (Electricity/BSNL/Municipal/LIC).
- Passport size photographs required.
- PAN Card mandatory.
- Birth Certificate for minors.
- Introduction from existing account holder.
