Loan Interest Rate

Loan Interest Rates

Sr. No	Loan	Loan Details	Interest Rate
1	Jamin Karj	75% times Basic Salary Minimum Loan Amount – ₹17 Lakh Maximum Loan Amount – ₹35 Lakh Interest rate applicable from 10/09/2024	8.40%
2	Home Loan	Loan up to ₹30 Lakh Jamin Karj up to ₹10 Lakh Interest rate applicable from 10/10/2023	7.90%
3	Vehicle Loan	Interest rate applicable from 10/10/2023	7.90%
4	Fixed Deposit Loan	80% loan against Fixed Deposit Interest rate applicable from 10/10/2023	2% extra than Fixed Deposit rate
5	Gold Loan	For members and non-members Maximum limit ₹1,75,000 85% loan on average market price of pure gold Interest rate applicable from 10/10/2023	8.40%
6	Prasangik Loan	Given for incidental purposes (conference, etc.) Interest rate applicable from 10/10/2023	8.40%
7	Nikad Loan (Emergency / Urgent)	For education, food, marriage, illness, religious rituals Interest rate applicable from 10/10/2023	8.40%
8	Education Loan	Interest rate applicable from 10/10/2024 If loan limit ₹47 Lakh completed, education loan up to ₹25 Lakh only	7.50%
9	Medical Loan	Members can take medical loan up to ₹5 Lakh Interest rate applicable from 10/10/2023	8.40%

Ahilyanagar Zilla Prathamik Shikshak Sahakari Bank Ltd